With rideshare companies like Uber becoming more popular in major cities and towns, many people are taking advantage of the opportunity to work as a driver. People are always trying to travel efficiently through the city without depending on cars or public transportation. This job requires drivers to be responsible and alert, and most drivers are. However, even the safest Uber drivers can get in accidents due to the negligence of others.
When other drivers don’t use their signal, disobey the speed limit, or are driving while distracted, they can collide with the Uber driver and cause injuries and damages. There even could be instances of pedestrians not looking and walking into oncoming traffic. These cases can be difficult and confusing because of the different parties involved. If you’re an Uber driver who has been hurt in an accident that wasn’t your fault, an Uber accident lawyer from the Rideshare Law Group can help. We’ll work tirelessly to get you compensation for pain and suffering, lost wages, injuries, and damages.
How Does Uber Insurance Work?
Uber drivers have different insurance policies that cover them according to the stage of the drive they’re in. Before the Uber app is turned on, the driver’s personal insurance covers accidents. When the Uber app is on but you haven’t been paired with someone yet, there is insurance that will cover $50,000 for injuries, $100,000 total, and $25,000 for property damage. When the trip is accepted, the primary coverage takes over until the passenger exits the car. This coverage has $1 million for liability and $1 million for uninsured or underinsured motorists.
As an Uber driver, a person’s car is their job. An accident could put them out of work and severely affect their income. If they weren’t at fault for the accident, they need to know that they can file a claim and have confidence that they will get a favorable settlement.
What Should Uber Drivers Do If They’re in an Accident?
After an accident, Uber drivers should take certain steps to ensure their claim isn’t jeopardized. It’s a good idea to call the police directly after an accident. They can provide a third party unbiased account and could identify what caused the accident. Photographing the accident can help add visuals to demonstrate what occurred. If you can provide eyewitnesses, you should get their name and contact information. You should also provide medical information about your injuries. This includes hospital visits, tests that were ordered, and medication prescribed for treatment. You can also get compensation for future medical expenses that you will have because of the accident.
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